Tax Sale Division
44 Calvert Street, Room 110
Annapolis, MD 21401
Hours of Operation: 8:00am to 4:30pm, Monday thru Friday
Information for Property Owners
Taxes on real property are due and payable without interest as of the first day of July in each taxable year. The taxes are overdue and in arrears on the first day of the succeeding October. Interest and penalties accrue effective October 1 at the rate of one percent (1%) per month or any fraction of a month until paid.
Any unpaid State, County and City taxes on real property constitute a lien on the real property from the date they become due until paid. Additionally, in accordance with §1-8-101 of the Anne Arundel County Code and the provisions in Article 13, Title 5 of the Anne Arundel County Code, all utility charges, levies, front foot assessments and special benefit charges constitute a lien on the real property so assessed and are to be collected and enforced in the same manner as County real property taxes.
Anne Arundel County holds a tax sale each year to sell its 1st lien on real property with outstanding taxes and fees. Should this 1st lien be sold on your property, you may still have the legal right to redeem the property from tax sale and prevent foreclosure of the property for failure to pay any taxes and fees that are in arrears.
More information about the tax sale process can be found in documents listed on the right-hand side of the Office of Finance page hosted on the County’s website.
Tax Sale Redemption
The tax sale is held on a date in June as determined by the Controller. On this date the County will sell its 1st lien on the property to a tax sale purchaser. To remove this lien or “redeem the property” the owner or other person with a legal interest in the property must pay the amounts required per the Tax – Property Article of the Annotated Code of Maryland at any time until the right of redemption has been finally barred by decree of the circuit court in which the foreclosure proceeding is filed.
To redeem the property a person must pay the County:
- The total tax sale price of the property plus interest at 1.5% per month or 18% per annum;
- Any necessary taxes, interest and penalties accruing after the date of the tax sale.
There are several important dates to consider in the tax sale process:
- You may redeem the property during the same month of June in which the tax sale is held without paying the next Fiscal Year taxes.
- Effective July 1, the new Fiscal Year begins and a new real estate tax bill is issued for the property that may need to be paid in order to redeem.
- After four (4) months from the date of the tax sale, the lien purchaser is entitled to be reimbursed for fees paid for recording the certificate of sale, a title search fee not exceeding $250, and for reasonable attorney’s fees not exceeding $500, unless an action to foreclose the right of redemption has been filed.
- After six (6) months from the date of the sale, a tax sale lien purchaser may file a complaint to foreclose all rights of redemption on the property, provided that all notice requirements under §14-833 of the Tax-Property Article of the Annotated of Maryland have been met. It is very important to note that upon filing this complaint, the lien purchaser may be reimbursed for reasonable attorney’s fees that exceed the $500 cap listed in “3” above, in accordance with §14-833 (a)(4) of the Tax-Property Article of the Annotated of Maryland.
Tax sale redemptions can be remitted via mail by sending your payment in full to:
Attn: Tax Sale
PO Box 427
Annapolis, MD 21404-427
Payments remitted via the mail are processed based on received-by date and postmark dates cannot be honored.
Payment may also be made in person at the Arundel Center in Annapolis. Payment to redeem must be via cash, certified check or money order. (Business checks, personal check, and credit card payments cannot be accepted.)