State Health Insurance Assistance Program (SHIP)

SHIP provides free, confidential one-on-one health insurance counseling and information to Medicare-eligible persons and their families.


SHIP provides free, confidential, one-on-one counseling.

SHIP helps Medicare Beneficiaries understand:
  • Medicare coverage options
  • Medicare Advantage plans
  • Medicare Prescription (Part D) plans
  • Medicare Supplement options
  • Options for dealing with healthcare costs
  • Medicare billing issues

SMP (Senior Medicare Patrol)

SMP provides free, confidential, one-on-one counseling. SMP helps Medicare Beneficiaries to:
  • Detect healthcare fraud & abuse
  • Recognize healthcare waste
  • Detect Medicare billing errors
  • Identify deceptive healthcare practices
  • Recognize and avoid healthcare scams
  • Learn to protect their personal information
  • Report Medicare errors, fraud, or abuse


Signing up for Medicare Parts A & B:

Applying for help paying Medicare Part B premiums to the attached pdf also available at this link:

Comparing Part D options:

Applying for Federal Extra Help with the cost of Part D:

Apply for State help with the cost of Part D:    

Maryland Health Connection:

More Information