Have you have ever had a question about: Medicare, Medigap, Medicare Advantage, Medicaid, Long Term Care insurance, or Medicare Part D?  Do you need help unraveling hospital and physician bills, and making sense of all the paperwork?

• SHIP counselors are trained to answer questions and provide accurate information regarding almost any question on health insurance coverage for the Medicare-eligible person.
• Counselors provide free, confidential, one-on-one assistance by appointment.
• SHIP educates consumers so they can choose supplemental insurance coverage wisely.
• SHIP may also determine when a person with Medicare has gaps in health insurance coverage, or even when someone with Medicare has too much insurance coverage.

Eligibility: All Medicare beneficiaries, their families and caregivers; anyone is welcome to call with long term care insurance questions, or questions about Medicare billing issues and prescription drug help for older adults.

For more information, call: (410) 222-4464

Email:  ship_program@aacounty.org

Related Programs: (See 'Quick Links' at the top of the page)

• SMP (Senior Medicare Patrol)
• Maryland Access Point

Need a Speaker? SHIP may be the perfect choice.

Note: Volunteers are always welcome; extensive training is provided.

Important Resources:

• Running a Medicare Part D Comparison
• Comparing Medigap and Medicare Advantage Plans
• Individual Medicare Supplement Policies in Maryland (Medigap) 
• Help with the Costs of Medicare A and B
• Help with the Cost of Medicare Part D
• Questions to Ask a Medicare Advantage Salesperson

Important Web Links:

• www.medicare.gov
• www.mdinsurance.state.md.us
• www.tricare.osd.mil
• www.ltcfeds.com